If your CalHFA loan is serviced by CalHFA Loan Servicing (or you make your payments to CalHFA), see below.  
Borrowers who are unable to afford their mortgage payments and wish to avoid foreclosure have options:

Special Forbearance Plan – a written agreement allowing borrowers to either suspend or reduce monthly payments for a specified period of [...]

NEW YORK (CNNMoney.com) — A plan announced today by Bank of America will be the most aggressive foreclosure prevention effort ever undertaken by a U.S. bank.
The program, scheduled to start in December, will be open to distressed borrowers who signed up with Countrywide Financial between January 1, 2004 and December 31, 2007. Countrywide was acquired [...]

NEW YORK (Fortune) — After much ado, the government appears ready to toss a lifeline to Wall Street. But with policymakers frantically battling to keep the economy out of a deep slump, it won’t be the only one needed.
The House of Representatives is expected to approve a $700 billion rescue package Friday. The so-called Troubled [...]